Interest Savings Tool

Home Loan Prepayment Calculator

Calculate interest saved and tenure reduction when making extra partial prepayments on your home loan.

Outstanding Loan Amount ₹ 25,00,000

₹10 L ₹25 L ₹50 L ₹75 L

Prepayment Amount ₹ 2,00,000

₹50 K ₹1 Lakh ₹2 Lakh ₹5 Lakh

Interest Rate (p.a.) 8.5 %

8.0% 8.5% 9.0% 9.5%

Remaining Tenure 15 Years

5 Yrs 10 Yrs 15 Yrs 20 Yrs

Total Interest Saved

savings

Monthly EMI

Savings

Tenure Reduced

Reducing loan tenure maximizes overall interest savings because compounding works in your favor over fewer years.

As per RBI guidelines, individual borrowers paying floating rate home loans incur zero prepayment penalties.

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